Top Up Health Insurance
S. Meera IMF and Fund Distributor Private Limited.
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Get A QuoteGet Extra Protection for your health with Top Up health Insurance
Experience the Assurance of Comprehensive Health Coverage with Smeera’s Top Up Insurance.
What is Top Up Insurance?
Top Up Insurance is a type of health insurance that provides additional coverage for medical expenses beyond the coverage provided by your primary health insurance plan. It acts as a supplement to your existing health insurance policy, offering a higher sum insured at a lower premium.
With a Top Up Insurance plan, you can extend the coverage of your primary health insurance plan and protect yourself and your family from the financial burden of high medical bills that may arise due to an unexpected illness or injury. It is particularly useful for those who want to ensure that they have sufficient coverage in case of a major medical emergency or a serious illness that may require costly treatment.
- Offers a higher sum insured at a lower premium than a regular health insurance plan.
- Allows you to choose the coverage amount and deductible that best suits your needs and budget.
- Provides additional coverage for medical expenses that exceed the coverage provided by your existing policy.
- Provides comprehensive coverage for a wide range of medical expenses, including hospitalization expenses, doctor's fees, diagnostic tests, and more.
- Covers expenses incurred for room rent, nursing, surgeon's fees, anesthesia, blood, oxygen, and other medical supplies used during hospitalization.
- Covers the fees of medical practitioners and specialists that are not covered by your primary health insurance plan.
- Provides expenses for diagnostic tests such as X-rays, CT scans, MRI scans, and laboratory tests.
- Covers medical expenses incurred on outpatient treatments such as chemotherapy, dialysis, and radiotherapy.
- Covers expenses incurred before and after hospitalization, such as doctor consultations, diagnostic tests, and medications.