Gold vs Silver Investment – Which is Better for Small Investors?
- Feb 03 2026
Smeera Enterprise
Gold vs Silver Investment – Which is Better for Small Investors?

Gold and silver prices fluctuate daily, with live rates on 3 February 2026 showing 24K gold at ₹15,316 per gram (₹1,53,160 per 10g) and silver at ₹299.90 per gram (₹2,99,900 per kg) in major Indian cities.
Live Prices (3 Feb 2026)
These are sourced from reliable platforms like Goodreturns.in, reflecting spot rates across cities (Delhi, Mumbai, etc.). Prices include minor variations but are uniform nationally.
Gold Details
- 24K Gold: ₹15,316/gram or ₹1,53,160/10g (down ₹10 from yesterday).
- 22K Gold: ₹14,039/gram or ₹1,40,390/10g.
- MCX Gold futures near ₹1,53,160/10g amid budget reactions.
Silver Details
- Silver: ₹299.90/gram, ₹2,999/10g, or ₹2,99,900/kg (down ₹100/kg).
- Consistent across Chennai, Mumbai, Delhi, etc.
Updated Gold vs Silver Blog with Live Prices
Here’s the full SEO-optimized blog incorporating these live gold silver prices 3 Feb 2026 for accuracy.
Gold vs Silver Investment 2026: Which is Best for Small Investors? (Live Prices 3 Feb)
Searching gold vs silver investment? On 3 February 2026, gold price today is ₹15,316/g (₹1,53,160/10g) while silver price today ₹299.90/g (₹2,99,900/kg)—silver looks affordable for small investors in India. Is gold safer or silver better for growth? This guide compares with live data. SEBI note: Educational only—no returns guaranteed. Consult advisor.
Gold Investment: Stability at Current Prices
Gold investment India remains a hedge against inflation at ₹15,316/g.
- Options: SGB (tax perks), Gold ETFs (SIP ₹500), physical.
- Benefits: Historical 8-12% CAGR, liquid.
- Live Insight: Down slightly today—good buy dip?
Silver Investment: Growth at Low Entry
Silver investment at ₹2,99,900/kg suits budgets, fueled by industry demand.
- Options: Silver ETFs (SIP ₹1,000), MCX.
- Benefits: Potential 10-15% CAGR, cheaper per unit.
- Live Insight: Recent volatility but up 47% in Jan!
Gold vs Silver Comparison (Live 3 Feb 2026)
| Feature | Gold (24K) | Silver |
|---|---|---|
| Live Price | ₹1,53,160/10g | ₹2,99,900/kg |
| Per Gram | ₹15,316 | ₹299.90 |
| Volatility | Low | High |
| Min SIP | ₹500 | ₹1,000 |
| Historical CAGR | 8-12% | 10-15% |
Best for Small Investors?
Diversify: Gold for safety, silver for upside. Track daily via Groww. Risks apply—SEBI registered advice needed.
FAQ: Gold vs silver better? Balance both!
Prices change fast—verify live on MCX/Goodreturns. Need more updates?

