Portfolio Management Service (PMS) is a professional wealth management solution designed for investors who want their equity and debt investments handled by experienced financial experts. Under PMS, SEBI-registered portfolio managers and a dedicated research and advisory team manage your investments with the objective of maximizing returns while minimizing risk.
Types of Portfolio Management Services in India
Portfolio Management Services can be broadly classified into four major categories, based on control level and investment methodology.
1. Active Portfolio Management
In Active PMS, the fund manager aims to beat market benchmarks such as the Nifty 50 or Sensex. By actively researching sectors, companies, and trends, the portfolio manager buys and sells securities to generate superior risk-adjusted returns. This style involves higher trading frequency and focuses on capital appreciation through expert stock selection and market timing.
2. Passive Portfolio Management
Passive PMS follows a benchmark-based investment approach, where funds are invested in index-tracking portfolios. Here, the portfolio performance mirrors an underlying index with minimal human intervention. This approach offers low cost, stability, and steady long-term growth, making it suitable for conservative investors seeking predictable returns.
3. Discretionary Portfolio Management
In a Discretionary PMS, the investor entrusts the entire decision-making authority to the portfolio manager. The manager builds a customized investment plan according to the investor’s financial goals, risk profile, and investment horizon. For instance, equity-oriented portfolios are chosen for growth-oriented investors, while balanced or debt portfolios are recommended for conservative clients.
4. Non-Discretionary Portfolio Management
In Non-Discretionary PMS, the manager acts as an investment advisor, providing suggestions based on market trends and research insights. However, the final investment decision rests with the investor. Once the investor approves the strategy, the manager executes the trades accordingly. This model suits investors who prefer active involvement in decision-making.
Who Should Invest in PMS?
Portfolio Management Services in India are ideal for investors who:
Have a high net worth (HNI or UHNI) and seek personalized wealth solutions
Want professional management for large equity portfolios
Lack the time or expertise to track market movements daily
Wish to diversify across equity, debt, and hybrid assets
Aim for long-term capital appreciation through disciplined investing
If you’re looking for a customized, research-based, and performance-oriented investment service, PMS is one of the best wealth management options in India for 2025 and beyond.
At S. Meera IMF & Fund, we specialize in delivering data-driven and transparent PMS solutions tailored to your financial needs. Our expert portfolio managers craft strategies using deep market insights and proven asset-allocation models to optimize your portfolio performance.
Our PMS Advantage:
SEBI-registered professional management
Transparent reporting and compliance
Expert asset allocation and rebalancing
Dedicated relationship managers for personalized service
Continuous portfolio monitoring with performance reviews
We focus on sustainable wealth creation through a disciplined approach that blends research, diversification, and active monitoring. Let your capital work efficiently — with S. Meera IMF & Fund’s Portfolio Management Service designed for precision, profitability, and peace of mind.
WE ARE HERE FOR YOUR BRIGHT FUTURE
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