S. Meera IMF and Fund Distributor Private Limited.

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Insurance for Contractors

Help secure your business with Smeera’s well-crafted coverage options.

Why do you need Contractor Insurance?

Let us work behind the scenes to safeguard your small business while you are working on-site as an electrician, lawn care specialist, carpenter, etc. Smeera’s contractor insurance offers protection from:

  • Damage to property already present — You are not prospecting for gold; you are excavating a hole to bury plumbing. However, you run into a public water main. You can rely on us.
  • On-site accidents – Shovels do not store themselves. There is a danger if they are neglected since a customer or neighbor could trip over them. We can support your defense if related claims or lawsuits are brought.
  • Your tools are expensive and frequently difficult to replace. We can lessen the financial burden you experience when they vanish from a job site while you’re taking a lunch break.

  • Provides coverage for a wide range of risks, including damage to the property under construction, third-party liability, and personal accidents.
  • Covers the construction phase, which includes the transportation of materials, installation, and testing, ensuring that the project is safeguarded throughout the construction process.
  • Provides financial protection against unforeseen events, such as natural disasters, theft, or damage to the site or materials, which could result in significant financial losses.
  • Coverage can be tailored to meet specific project needs, including extensions for the maintenance period after the project is completed.

  • Damage or loss to the property under construction, including the building or structure, as well as materials and equipment on site.
  • Third-party liability for property damage or bodily injury caused to others, including the public and workers on site.
  • Personal accidents and injuries sustained by the workers on the construction site.
  • Natural disasters, such as floods, earthquakes, and hurricanes.
  • Fire, explosion, and vandalism.
  • Theft and malicious damage.