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Home Insurance

No matter whether you own or rent, we are here to protect your home.

What is home insurance?

Home insurance is a type of insurance policy that provides financial protection for a homeowner’s property and personal belongings. The policy typically covers damages caused by natural disasters, theft, fire, and other unexpected events. Home insurance can also provide liability coverage, which protects the homeowner if someone is injured on their property. The policy may also offer additional coverage options, such as coverage for additional living expenses if the home is uninhabitable due to a covered loss. The goal of home insurance is to help homeowners recover financially if their property or personal belongings are damaged or destroyed and to provide peace of mind knowing that they are protected in the event of a loss.

  • Provides financial protection for the homeowner in the event of damage to their property or personal belongings caused by natural disasters, theft, fire, and other unexpected events.
  • Provide liability coverage, which protects the homeowner if someone is injured on their property.
  • Customizable plans to meet the specific needs of the homeowner, allowing them to choose the coverage and deductible that best fits their budget and protection needs.

  • Structural damage to the home and other structures on the property, such as garages or sheds.
  • Personal belongings and contents inside the home, such as furniture, electronics, and clothing.
  • Loss of use or additional living expenses if the home is uninhabitable due to a covered loss.
  • Liability coverage for injury to others or damage to their property that occurs on the insured property.
  • Medical expenses for guests who are injured on the property.
  • Losses are caused by natural disasters, such as hurricanes, earthquakes, and floods.

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