Tax-Saving Planning 2026: Paise Bachao, Future Secure Karo!

Smeera Enterprise
• Jan 05 2026

Tax-Saving Planning 2026: Paise Bachao, Future Secure Karo!

Tax-Saving Planning 2026: Paise Bachao, Future Secure Karo!

Budget 2026 ke baad tax-saving options simple aur powerful hain – new regime mein ₹12 lakh tak zero tax! Old regime se ₹1.5 lakh deductions le wealth banao, easy language mein samjhaate hain.​

New vs Old Regime – Kaunsa Choose Karein?

New regime mein basic exemption ₹4 lakh, slab 5-30%, aur ₹12L income par full rebate – salaried walon ke liye best. Old regime deductions deta hai jaise 80C, NPS, health insurance – family planners ke liye ideal.​
Agar deductions ₹2 lakh+ hain toh old better, warna new se tax bachao up to ₹1.14 lakh annually.

Top Tax-Saving Options Post Budget 2026

Yeh options Section 80C (₹1.5L limit), 80D, NPS ke under kaam karte hain, low risk se high growth tak.

• ELSS Funds: 3 saal lock-in, equity se 12-15% returns. SIP se shuru karo, mutual funds jaise Parag Parikh Flexi Cap.​
• PPF: 15 saal lock-in, 7-8% govt guaranteed returns, tax-free maturity. Bachchon ke liye safe.
• NPS: Retirement ke liye top – extra ₹50K deduction 80CCD(1B) mein. 60% lump sum tax-free.​
• EPF/VPF: Salary ka part auto-save, employer match. VPF se extra voluntary top-up.
• Sukanya Samriddhi: Ladki bachche ke liye 8%+ returns, 21 saal tak.
• Health Insurance (80D): Self/family ₹25K, parents ₹50K deduction.
• Home Loan Principal: 80C mein, interest 24(b) alag se.

Kaise Plan Karein Step-by-Step

1. Income calculate karo, regime choose karo (new default hai).
2. ₹1.5L 80C fill karo: 50% ELSS/NPS, 50% PPF/EPF.
3. Insurance renew karo, NPS extra daalo.
4. ITR file karte time proofs attach karo.​

Abhi Action Lo!

2026 tax-saving se ₹50K+ bachaao aur invest karo Smeeraenterprise.com par! Free consultation book karo – personalized plan banao: https://smeeraenterprise.com. Start today!​