Personal Accident plan
S. Meera IMF and Fund Distributor Private Limited.
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Stay covered and in control with Smeera’s Personal Accident plan – your safety net for life’s unexpected twists and turns.
What is a Personal Accident Plan?
A Personal Accident Plan is a type of insurance policy that provides financial compensation in the event of an accident resulting in bodily injury or death. This type of plan is designed to help individuals and their families deal with the financial impact of an accident, such as medical expenses, loss of income, and other related costs.
Typically, a personal accident plan will pay out a lump sum benefit in the event of an accidental death or permanent disability, and may also provide coverage for temporary disability, medical expenses, and other related costs.
- Provides financial protection in the event of an accidental injury or death, which can help to cover medical expenses, lost income, and other related costs.
- Easy to obtain and typically require minimal paperwork or medical exams. This makes it a convenient option for those who want to secure financial protection quickly.
- Flexible and can be customised to fit your individual needs and budget. You can choose the level of coverage that suits your needs and can select additional coverage options if necessary.
- Provide coverage worldwide, which means you are protected no matter where you are travelling.
- If the insured person dies as a result of an accident, the policy will pay a lump sum amount to the nominee.
- If the insured person suffers from a permanent total disability as a result of an accident, the policy will pay a lump sum amount. The policy defines what constitutes a permanent total disability.
- If the insured person suffers from a permanent partial disability as a result of an accident, the policy will pay a certain percentage of the lump sum amount, depending on the severity of the disability.
- If the insured person is unable to work for a specific period due to an accident, the policy will pay a weekly or monthly benefit for the period specified in the policy.
- If the insured person requires medical treatment due to an accident, the policy will cover the medical expenses up to the specified limit.