Money-back policy
Invest in confidence with our money-back policy
Ensure the financial stability of your loved ones and yourself by opting for a money-back policy from Smeera.
What is a money-back policy?
Money-back policy insurance combines investment and protection for comprehensive coverage. Receive regular returns throughout the policy term and secure the financial future of your loved ones with a life cover.
Features
- Secure Your Investment with Assured Returns: Low-risk and non-market linked, a money-back policy offers fixed returns at regular intervals throughout the policy term.
- Supplement Your Income: Receive periodic payments from your money-back policy, serving as a secondary source of income to meet your financial goals.
- Enhance Your Earnings with Bonuses: Enjoy bonus payouts at the end of the policy term, elevating the total returns from your money-back policy.
- Reap the rewards of your investment with a guaranteed maturity benefit once the policy term ends.
- Enjoy increased returns through bonuses such as revisionary or terminal bonuses added to your policy over time.
- Receive continuous payments at regular intervals, providing a supplementary source of income.
- In addition to the investment, the life cover included in the plan offers financial security for your loved ones in case of unexpected circumstances.
- As a primary insurance plan, the premium is eligible for tax exemptions under Section 80C, and the benefits are exempt under Section 10(10D) of the Income Tax Act 1961.