Senior Citizens Health Insurance
S. Meera IMF and Fund Distributor Private Limited.
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Experience peace of mind in your golden years with Smeera’s Senior Citizens Health Insurance – your partner in health and well-being.
What is Senior Citizen’s Health Insurance?
Senior Citizens Health Insurance is a type of health insurance policy designed specifically for individuals who are 60 years or older. It provides coverage for a range of medical expenses, including hospitalisation, doctor consultations, diagnostic tests, surgery, and medication.
As people age, they are more susceptible to health issues, which can lead to higher medical expenses. Senior Citizens Health Insurance helps mitigate this financial burden by providing coverage for medical treatments and hospitalization expenses. It can also offer additional benefits such as coverage for pre-existing conditions and ambulance services.
Senior Citizens Health Insurance is an important investment for seniors who want to secure their health and financial stability in their later years. It can help ensure that they have access to quality healthcare without having to worry about the high costs associated with medical treatment.
- Provides coverage for a range of medical expenses, including hospitalization, doctor consultations, diagnostic tests, surgery, and medication. It can also offer coverage for pre-existing conditions and day care procedures.
- Can help mitigate this financial burden by providing coverage for medical treatments and hospitalisation expenses, which can help prevent financial strain on the policyholder and their family.
- Offer cashless hospitalisation, where the policyholder can get admitted to a network hospital without having to pay any upfront costs. The insurance company settles the bill directly with the hospital, making it a hassle-free experience for the policyholder.
- Comes with lifelong renewability, which means that the policy can be renewed every year for the lifetime of the policyholder.
- Covers hospitalisation expenses, including room rent, nursing, and boarding expenses, as well as ICU charges, doctor's fees, and surgery costs.
- Provide coverage for pre-existing conditions such as diabetes, hypertension, and arthritis, after a waiting period.
- Also covers day care procedures, which are medical procedures that can be completed in a few hours or less.
- Provide coverage for ambulance charges, including emergency and non-emergency transportation.
- Provide coverage for annual health check-ups, which can help detect health issues at an early stage and prevent further complications.